Fixed Deposit
Keep your excess amount in Akshaj Mutaul Benifit Nidhi Ltd Term Deposit (Fixed Deposits) Schemes and avail many features like assured returns, Interest payout monthly or quarterly, Loan against Term Deposit up to 90%, auto renewal, Nomination facility and premature withdrawal. Visit our nearest branch for more information.
Akshaj Mutual Benifit Nidhi Ltd helps to save you monthly and get the lump sum amount to fulfill your desired goal after period which you set.
Individual, Joint Accounts and Minors are eligible to open Recurring Deposit account.
AMBNL FD Benifits
- Minimum Deposit - ₹ 1000/- for Fixed Deposit
- Maximum Deposit - No Limit
- Payment of Interest - Payment of interest at Monthly/Quarterly/Yearly basis as per your requirement
- Payment of Monthly interest rate will be at simple rate
- Senior citizen gets 0.25% extra interest rate
- Tenure - 46 days to 60 months
- Premature Withdrawal -Available
- Pre-mature withdrawal is allowed and penalty applicable as per the rule.
- The penalty for premature withdrawal 1.00%
- Loan facility -Loan against deposit is available up to 90% of current balance.
- Nomination facility -Available.
- TDS - TDS will be deducted if form 15G/15H not submitted
- Others -
Auto renewal facility available Interest can be paid on monthly intervals at simple rate
Requirements Documemnts
- Valid Photo I.D. & Address Proof of proprietor / partners /directors
- (A) Any one of proof for all partners/ directors or proprietor (Photo Id)
1.Passport, 2.Driving License, 3.Voter ID Card, 4.Government Approved College/university I.Card, 5. Government/Semi government/Department I.Card 5. Aadhar Card
- (B) Address Proof(Any One)
1. Electricity Bill (not more than 2 months old) 2. BSNL Landline Telephone Bill (not more than 2 months old) 3.Municipal Tax Bill
- Other proof acceptable by Bank.
- Passport Size Photograph – 2 Copies
- Pan Card.
- Birth Certificate for minor a/c.
Note: Contact nearest branch for more details.